Car Accidents in Florida - FAQs

Preparing yourself before a car accident happens can help to minimize the stress that you naturally go through so that you can properly and calmly navigate the important moments following the accident. Safety is the most important first step following any accident. You want to ensure that you, your passengers, and other parties involved are...read more

Florida PIP entitles insured drivers injured in an auto accident to have 80 percent of their medical expenses paid, up to $10,000.

In order to be able to receive your full Personal Injury Protection (PIP) benefits after being injured in a car accident in Florida, you must seek your initial medical treatment within 14 days of the day of the accident. This is called the "14-Day Rule."

An Emergency Medical Condition Under Florida PIP Law is defined as a medical condition that would reasonably be expected to result in serious jeopardy to patient health, serious impairment to a body function, or serious dysfunction of any bodily organ or part.

If your medical provider does not declare that you actually have an Emergency Medical Condition, as defined by the Florida PIP law, you will lose $7,500 of your PIP coverage.

Medical providers that fit the bill include hospital facilities, Medical Doctors, Doctors of Osteopathic Medicine, chiropractors, Dentists, Physician’s Assistants, or Registered Nurse Practitioners.